Everything you need to know about electromobility

Electric car charging station

Everything you need to know about electromobility

Electric or hybrid instead of a conventional combustion engine? Anyone faced with this decision usually has a lot of questions. Our tips and tricks show where electric cars score points and what you need to pay attention to when buying and using them.

Electromobility in everyday life

Stay safe on the road with our services that are specially tailored to your everyday life with an electric or plug-in hybrid car.

Well insured

With the new E-Mobility Protect supplementary coverage options, you can get on the road worry-free and are also protected against the consequences of a hacker attack with the "Cyberattack" module.

Benefit from the eco-bonus

Sustainable mobility is important to us. Thanks to our eco-bonus, you can insure environmentally friendly electric and hybrid cars for up to 20% less than vehicles with conventional drive systems. 

Carefree charging thanks to a standard price

Thanks to Z Volt, you can charge your vehicle without a subscription or basic fee. You also benefit from an attractive standard price at over 3,700 charging stations operated by our Z Volt partners.

Frequently asked questions about electromobility

Are you thinking of buying an electric car or a plug-in hybrid? Our answers to frequently asked questions will help you make the right decision.

How eco-friendly are electric cars really?

To answer this question, you need to look at the entire life cycle of the vehicles: The production and recycling of batteries have a negative impact on the environmental footprint of electric cars and plug-in hybrids. However, new technologies and the secondary use of batteries – for example as stationary electricity storage units – mean this burden can certainly be reduced in the future. On the road, meanwhile, electric cars score points with significantly lower CO₂ emissions and greater efficiency. According to the IPCC, the Intergovernmental Panel on Climate Change, electric vehicles offer a mechanism for a significant reduction in greenhouse gas emissions if they are powered by low-emission electricity. In Switzerland in particular, where a large proportion of electricity comes from renewable energies, electric cars are significantly more environmentally friendly to drive than gasoline or diesel vehicles. Studies estimate that the higher greenhouse gas emissions from production are offset after around 50,000 kilometers. But even electric cars are not completely emission-free: They also contribute to particulate emissions through brake and tire wear. 

A purely electric car or a hybrid vehicle: What suits me better?

Yes, you are spoiled for choice: Depending on the manufacturer, you can choose between purely electric cars and hybrid vehicles. Which model is right for you depends on how you want to use the vehicle in everyday life. Many dealers offer free test drives. Make use of this option to compare the different vehicle types before you decide. 

Battery electric vehicles are powered exclusively by one or more electric batteries and charged at a charging station.  Selected car models: Tesla Model 3, Mercedes Benz EQS, Volvo EX30.   

  • Plug-in hybrid electric vehicles combine the battery with a conventional combustion engine. When the battery is empty, the car runs on diesel or gasoline. Selected car models: Mercedes-Benz GLC 300 e, Porsche Cayenne E-Hybrid, VW Tiguan PHEV.   
  • Hybrid electric vehicles have both a combustion engine and an electric battery. However, the battery cannot be charged externally, but only by the regenerative braking system and the combustion engine.  Selected car models: Honda HR-V, Renault Austral E-Tech, Mercedes Benz C63 S E Performance.   
  • Electric vehicles with fuel cells convert hydrogen gas into electricity. However, they have to be refueled at special hydrogen filling stations, which are still rare at present. Selected car models: Toyota Mirai, Honda Clarity Fuel Cell, Hyundai Nexo.   

Mild hybrid electric vehicles only use the electric motor to support the combustion engine in order to reduce fuel consumption and emissions. Selected car models: Mercedes-Benz A Class, VW Golf eTSi MHEV, Volvo XC90

What are the advantages of electric cars or plug-in hybrids in everyday life?

Electric cars not only protect the environment, but also your wallet: 

  • They are more ecological on the road: If you consider the entire life cycle of the vehicle, electric vehicles are significantly more environmentally friendly than petrol or diesel vehicles. 
  • They are more cost-effective on the road: If you charge your e-car at home with sustainable electricity, you benefit from significantly lower costs per kilometer driven. 
  • They are quieter: An electric car has significantly less interior noise and vibrations. This leads to a more relaxed driving experience.

Are electric cars or plug-in hybrids more expensive than combustion engines?

No, over their entire service life, electric cars or plug-in hybrids can actually be cheaper than conventional vehicles. More and more affordable models are also coming onto the European market. When driving, you benefit from lower running costs if you charge your e-vehicle at home. You can also expect lower maintenance costs. 

Is electromobility financially supported?

There is no funding program for electromobility at national level. However, some cantons promote e-mobility with reductions in motor vehicle tax or subsidies for purchases. Swiss eMobility has illustrated the subsidies for electromobility in a map.

Regardless of where you live: With an electric car, there is of course no mineral oil tax, which is incurred when you fill up with gasoline or diesel.

What costs should I expect for charging?

It's not easy to keep track of costs in the labyrinth of charging stations. Prices vary depending on location, time of day, pricing model and charging capacity. Ask the respective charging station in advance about the exact costs. The cheapest way to charge your car is at home. 

With Zurich Z Volt App you can easily charge your electric or plug-in vehicle without a subscription or basic fee and at over 3,000 charging stations of our Z Volt partners, and there's even a standard price. 

A small calculation example for a 70 kWh battery: On average, you charge from 20% to 80%, i.e., 60% of 70 kWh. Charging 42 kWh at a price of CHF 0.64 / kWh results in a total price of just under CHF 27.00.

How far does an electric car or plug-in hybrid travel on one charge?

The range depends in particular on the battery size, the vehicle design, your driving behavior and the road conditions. 

You can use these average values as a guide when comparing vehicles:

  • The range of an electric car is currently between 250 and 500 km on average.
  • In a plug-in hybrid vehicle, the "electric range" is extended by the combustion engine. The total range can therefore be between 500 and 1,000 km. 

How can I increase the range of my e-vehicle?

The following tips and tricks will help you to increase the range of your electric car or hybrid: 

  • Use the recuperation function. This allows you to charge your vehicle battery while driving by recovering braking energy.  
  • If possible, use the energy-saving mode to save battery power.   
  • Always keep the charge level of your battery between 20% and 80% to maintain the battery life of the lithium-ion cells.
  • Avoid charging the vehicle too often at fast charging stations (charging stations over 50 kW) to conserve the battery.
  • Drive in a calm and controlled manner. This increases the range of a charge. 
  • Remove unnecessary weight from the car. The lighter your car, the lower the electric energy consumption.  
  • Dismantle roof boxes or ski racks if you do not need them. The greater air resistance increases energy consumption. 
  • Use the heating and air conditioning sparingly. Heating or cooling the interior drains the battery. 
  • Check the tire pressure regularly. More air not only protects the tires, but also increases the range. 

Find the best route. Use your navigation device to avoid traffic jams and detours.

How do I charge my electric car at home?

Charging at a home charging station is more convenient and usually cheaper than at public charging stations. 

  • Wall boxes are specially designed for charging electric vehicles. 
  • A household socket should only be used for charging after prior consultation with a qualified electrician to prevent overheating. 
  • You can charge your car overnight or whenever it is at home without having to wait at a public charging station.   
  • A dedicated wall box enables charging at times when the electricity tariff is lower.   

An investment that pays off: A very good charging station with an output of 11 kW is usually available for around CHF 2,000, plus the cost of installation. 

In the case of condominiums and rentals, the consent of the condominium owners’ association or landlord is required before a charging station can be installed. 

How can I charge my electric car on the road?

Switzerland has a dense network of charging stations with different charging speeds. Depending on requirements, the car can be charged quickly or slowly. Some stations have a charging cable on site, while others require you to provide your own. Be sure to check the costs of the charging station before charging, however, as these can vary greatly. Thanks to Z Volt, you not only drive directly to the nearest charging station, but also benefit from attractive standard prices at the 3,000 charging stations of Zurich's partners. No subscription, no basic fee. Simply drive to the nearest charging station, start the app and charge.

How long does it take to charge an electric car and plug-in hybrid?

The charging time depends on the capacity and condition of the battery, the current charge level, and the charging power and speed of the station.

With an electric car: 

  • A charge to the recommended 80% takes around 4 to 12 hours at a normal charging station with 7 to 22 kW.
  • At a fast charging station with 50 kW and above, the charging time for 80% is reduced to between half and one and a half hours. 

With a plug-in hybrid vehicle: 

  • Due to the smaller battery, charging at a normal station takes between one and three hours. As many plug-in hybrids do not support very high charging rates, charging at a fast charging station does not save any time. 

Note that many electric cars reduce or block the charging rate when they reach a higher charge level to protect battery health. Charging from 80% to 100% can therefore take longer than from 60% to 80%. 

Drive a car

Classic Car Insurance

Third party liability, collision or partial casco: Zurich delivers the optimum choice in coverage for your individual car insurance.

Man with mobile

MyWay

Insurance by the kilometer. The low-cost alternative to classic car insurance offers round-the-clock protection at a lower price.

 Electric car battery charging Zurich E-Mobility Protect

All-round protection for your electric car

The insurance for your electric car or plug-in hybrid car: With eco-bonus, all-round protection and many other services.

Electromobility guide

In our guide articles, you’ll find useful information on the subject of electromobility.
Switch to electric car

An electric car: Is it worth it?

Electric engines are regarded as the propulsion system of the future – but is it worth switching over? The most important arguments.
Z Volt charging app charging stations

Electric cars and charging costs: Everything you need to know!

Find out what charging costs you should expect for an electric or plug-in hybrid car and the opportunities you have to make savings on a daily basis.

Cyber attacks on the car

What hardly anyone knows is that not only computers but also cars can become the target of hackers' attacks.
 Man examines damage to the vehicle

Comparing car insurance

How online platforms can help you find a great deal on your car insurance.
Fire brigade in action

"Electric cars do not burn more often"

The fire risk of electric vehicles is often overestimated, according to the expert in the interview. What you nevertheless have to take into consideration.
 Woman stands in front of her car at the electric charging station and drinks coffee

Car financing: Leasing or loan?

Do you want to buy or lease a car, but are you unsure what makes more sense? Peter was faced with the same question and grappled intensively with the issue of "loan financing or leasing." Read what he found out during his research.
Child with cell phone in the car

Comprehensive cover or partial casco – which one do I need?

Repairing a damaged car can be really expensive: will partial casco suffice – or do I need comprehensive cover? And what exactly does that mean?
A car is parked in front of a Zurich Help Point

Relax thanks to the Zurich Help Point

Many customers are glad to have car repairs organized for them in the event of damage – via the Zurich Help Point.
Interchangeable license plate

Interchangeable license plates: Rules and advantages

Interchangeable license plates save you money on insurance and taxes for two vehicles. Find out whether you could benefit from an interchangeable license plate with the help of an example calculation.
Woman standing in front of her car and spreading her arms out

Vehicle registration: the easy way

Before you drive off in your new car, you must register it with the Road Traffic Office. Our guide tells you how to do so without any problems.

On the road with you

These services give you carefree mobility.
 Electric car battery charging Zurich E-Mobility Protect

All-round protection for your electric car

The insurance for your electric car or plug-in hybrid car: With eco-bonus, all-round protection and many other services.

Drive a car

Car Insurance

Third party liability, collision or partial casco: Zurich delivers the optimum choice in coverage for your individual car insurance.

ZVolt Card

Z Volt - charging at a standard price

With the Z Volt app, it's especially easy to find the nearest charging station and charge throughout Switzerland at a standard price.

Man with a new car

Mobile on the road

Whether you are buying your first car or want to change an existing vehicle insurance policy, Zurich will keep you mobile. Even when on the road using car sharing or an e-bike.