MyWay – low-cost car insurance

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MyWay – low-cost car insurance by the kilometre

Ideal for infrequent drivers: You enjoy the protection offered by traditional car insurance but, aside from a basic fee, only pay for the kilometers you drive. You have a full overview of your costs and kilometers driven at all times in the app.

Calculate your premium now Calculate your premium in just a few clicks

Your benefits at a glance

Suited to your car usage: Switch to MyWay and discover the unique advantages for yourself. MyWay offers the same coverage as classic insurance, but you pay per kilometer. At the same time, you have access to additional practical services via the app.

Flexible and transparent

Monthly billing and cost control in real time via app.

Protection Car Digital

Optimum protection

You pay by the kilometer while still receiving round-the-clock protection.

Drive less - pay less

MyWay customers save up to CHF 400 premium per year.

How to save with MyWay

In addition to a basic fee, your monthly payment is based solely on the kilometers you have driven. This way your parked car is also insured around the clock.

Fabiola is 37 years old, drives a VW Polo 1.4 (year of construction 2016, value when new CHF 23'000) and has taken out partial casco insurance.

Premium per month
CHF 17 Monthly basic premium​
(250 km Kilometres driven​
6 Rp) Price / km​
CHF 32 premium
* For months in which you travel more than 1,000 kilometers, ​ each additional kilometer will be free.​
Public Transport
Only on the road at weekends? I.e. 3’000 km / Year​.
CHF 384 / Year *
Public Transport
A short trip somewhere every day?​ I.e. 5’000 km / Year​.
CHF 504 / Year *
Outdoor Landscapes, People
Going on holiday by car? I.e. 7’000 km / Year​.
CHF 624 / Year *
*All price examples (contributions rounded) are based on Fabiola's example.

Here's how MyWay works


  1. Take out insurance

    Calculate your premium and take out your MyWay cover directly online. 
  2. Setting up the app

    Download the app and activate MyWay inside 
  3. Plug in your adapter

    After taking out your insurance, you will receive an adapter that measures the kilometers you drive. It is simple to install in your car and link to the app. In the app you will find your kilometers driven, invoices and options for changing your insurance if needed.

Install and go​

What those insured with MyWay have to say


MyWay is exactly what I need, since I no longer drive my car very often. I only pay for what I drive and am still protected at all times.

Melanie, 65 


Insurance that is perfectly suited to my needs: driving infrequently, while still benefiting from first-class service.

Daniela, 52


I like the per-kilometer billing: thanks to the autoSense app I always have an overview of my costs.

Michael, 40

Do you have questions?

What is the difference between the MyWay and the classic car insurance?

Both the classical Car Insurance and MyWay offer the same insurance cover, which the customer can select as required. However, there are some differences:

  • Type of billing: with Classic car insurance, the premium is set and billed once a year. MyWay, on the other hand, charges a monthly basic fee and the kilometres driven. As a rule, MyWay is worthwhile if you drive less than 7,000 kilometres per year. With the help of our premium calculator, you can easily calculate the costs.
  • More flexible organisation: Traditional car insurance has a cancellation period of 3 months. With MyWay, insurance cover can be adjusted at any time and the policy can be cancelled with 14 days' notice.
  • Self-service: All Zurich customers have access to their existing policies via their user login. However, MyWay is app-based. Customers can use the app not only to view their personal data, policies, their kilometres driven and invoices, but also adjust their insurance cover and personal information themselves at any time. They can also view their kilometres driven and invoices. You can find more information about the app and its functions here.

How does the mileage recording work?

Once the app has been installed and linked to the adapter, it is connected to the car. From this point on, the adapter measures every kilometre driven and transmits this information to Zurich. The mileage can be viewed in the app at any time.

What data is recorded?

We attach great importance to data protection. In addition to the basic data provided (policyholder and vehicle details, adapter status), Zurich only receives the kilometres driven, the connection status of the adapter and whether Zurich Services is activated in the app. This enables us to create an individual kilometre-based invoice. Data on your other driving behaviour, routes driven or other vehicle use will not be transmitted.

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