Zurich Invest Certificate allows you to invest in a well-diversified index of socially responsible Swiss equities. The «Swiss Top Fifteen Select Index» is composed of fifteen leading Swiss companies, each weighted at 10%. This factsheet provides an overview.
The companies occupy different economic sectors, ensuring a well-diversified investment. All ten are furthermore selected according to social and environmental responsibility criteria, having a strong ESG rating. This rating is an indicator of the company’s commitment to responsible corporate governance with regard to environmental and social issues.
Zurich Invest Certificate features a clever protection mechanism. Your capital is fully protected in case of negative performance of the «Swiss TOP Ten Index 3» down to minus 30% (buffer zone). Even if this scenario occurs, you still get your full invested sum back upon expiration of the contract. You only suffer a loss on your investment in case of an index decline exceeding 30%. In such case, the payout value is calculated as triple the negative performance figure minus the buffer.
Our consultants will be happy to provide you with detailed information about the opportunities and risks of this financial investment.
The performance of the certificate can be tracked at any time via e-banking.
The issuer of the certificate is Goldman Sachs. If the issuer is insolvent, the value of the certificate is not protected.
Goldman Sachs is one of the 30 major banks that the Financial Stability Board (FSB) has classified as systemically important financial institutions. That is why it is subject to particular monitoring and must comply with stricter capital adequacy requirements.