Bicycle insurance


Zurich Bike Insurance

Ideal all-round protection for your bike

The Zurich Bike Insurance provides optimal coverage for your favorite bike.

Comprehensive protection with the carefree package

Whether on a bike tour around Lake Constance or mountain biking through the hills, the Bike insurance protects you - Europe-wide.

On-the-spot breakdown assistance

Services performed exclusively on public roads or parking lots in Switzerland and the Principality of Liechtenstein.

Easy to arrange

Conclude a policy online right now to protect your bike under the carefree Zurich Bike Insurance package, premiums starting at CHF 79/year.

Service at a glance

  • Extensive comprehensive insurance for all bikes (bicycles or alternatively electric bicycles or electric motorcycles with pedal support up to max. 45 kph) 
  • Compensation for up to 100% of the current purchase price in the event of theft and robbery
  • Payment of repair costs or compensation of up to 100% of the current price in case of a total write-off for damage and/or destruction as a consequence of an accident
  • Additional transport costs paid if you break down, up to CHF 500 
  • Optional: 24-hour breakdown assistance from breakdown specialists
  • Starting at CHF 79/year
  • With Zurich Bike Insurance, you receive CHF 10 discounts on all riding technique courses and bike tours from the Swiss Bike School
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Call 0800 80 80 80
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Experts available near you at over 190 locations

Our advisory service

Conclude a policy online right now to protect your bike under the carefree Zurich Bike Insurance package, premiums starting at CHF 79/year.

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Protection in the event of a claim

A claim involving third parties or property can quickly become expensive. Private liability insurance gives you comprehensive, worldwide coverage.

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Stress-free driving

It’s a good feeling, knowing that Zurich is there if you have problems on the road. Drivers' legal protection insurance is available for CHF 150 a year.

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Play it safe with your property

Contents insurance gives tenants and owners comprehensive coverage for their worldly possessions.


 Couple sit on bench next to their racing bikes

"Avoid dangers by recognizing them"

Severin Schefer, managing director of the Swiss Bike School, gives safety tips for racing bike riders.

Electric bikes – the underestimated risk

Anyone, who owns an electric bike can count themselves lucky. But be careful: electric bikes are among the most dangerous means of transport.
Bike in motion

Mountain biking: play it safe!

Mountain biking makes you feel good! Yet this is a pastime that’s not entirely without risk. Daniel Schefer, founder of the Swiss Bike School, tells you how to play it safe.