Bicycle insurance

Two racing cyclists ride up the mountain

Bicycle insurance

With the Zurich Bicycle insurance, your beloved bicycle or e-bike is comprehensively protected in the event of theft, damage or destruction.

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Everything you need

With us you get the best insurance coverage with many benefits.

Protection against theft and damage

Your bicycle or e-bike is All risk insured and therefore comprehensively protected - in case of theft, damage and destruction.

Insured world-wide

Thanks to world-wide protection, you can even go on bicycle tours abroad safely.

Emergency assistance in case of a breakdown

With the supplementary "Contingency insurance and costs" module, we are there for you with 24-hour breakdown assistance throughout Europe. In addition, we cover further costs incurred in connection with the breakdown.

By the way: as a Zurich Bike Insurance customer, you benefit from special conditions at Swiss Bike School for riding technique courses or bike tours.

What is bicycle insurance for, if you already have household contents insurance?

The coverage and sums insured included in household contents insurance are often insufficient for good protection, especially in the case of expensive bicycles and fast e-bikes (up to 45 km/h pedal assistance).

Insurance benefits


What you get in the event of a claim.

  • In the event of theft or total loss, you will receive, depending on the age of the bicycle, up to 100% of the current new price.
  • In the event of a partial loss due to damage, e.g. as a result of a fall, we will pay the repair costs.

We are also there for you in the event of a breakdown.

  • With the supplementary "Contingency insurance and costs", you benefit from our 24-hour roadside assistance throughout Europe.
  • Other costs that you incur due to a breakdown are also covered, e.g. the rental costs for a replacement e-bike.
  • In addition, you enjoy provisional insurance coverage when you buy a new bicycle or e-bike.

More details

Here you can find more information about our bicycle insurance.
FAQ Downloads


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