Good to know
- Zurich does not reduce benefits in cases of gross negligence
- Payouts in the event of death or disability are not affected by benefits received from other insurers
Benefits at a glance
- Worldwide coverage
- Supplemental insurance to compensate for any inadequate benefits resulting from mandatory LAI accident insurance
- Closes gaps to mandatory accident insurance (occupational accidents only)
- Comprehensive range of treatments with your choice of physician and hospital
- Your choice of waiting periods for compensation insurance
- Financial support for long-term disability
- In the event of death, Zurich helps the survivors maintain their usual standard of living
More details
Temporary staff and interns who work less than eight hours per week also require adequate protection in case of accidents occurring in your place of business. The Zurich Accident Insurance per-head system is a valuable addition to your mandatory accident insurance.
In detail
Medical expenses insurance for temporary staff
- Accommodation and treatment in an agreed-upon ward (private or semi-private)
- Free choice of physician and hospital in Switzerland
- Pays for emergency transport, rescue and recovery costs, search efforts up to CHF 20,000
Security in the event of short-term inability to work (compensation insurance)
- Fixed daily benefit sum that does not take into account third-party benefits
- In the event of a claim, the employee has to prove inability to work, but does not have to provide evidence of loss of income
- Zurich pays per accident for a maximum of 720 days within five years following the accident
Supplement for hospitalization and health resort stays
- Zurich pays benefits in the event of hospitalization to cover additional private expenses starting on the first day
- Benefits are paid per accident for a maximum 1,800 days
One-off capital payment for permanent disability
- The amount paid out increases with the degree of disability
- Financial support for remodeling homes or apartments to make them accessible for the disabled
- Zurich works fast to deliver funds needed in emergencies
- Financial help with purchasing the necessary aids and appliances
- Your choice of benefit alternatives: Zurich pays up to 350% of the sum insured
Additional protection in the event of death
- Family care: one-time capital payment
- Secures credit, loans or mortgages
- Payment of funeral costs
- Financing for the future college education of children
