Professional Indemnity Insurance for Architects, Engineers and Planners

• Take advantage of our package solutions with frequently requested supplementary coverage at attractive prices, including principal’s liability, legal protection in criminal proceedings, advanced payment of expertise costs, participation in planner groups or items carried
• Combine your package solution with other supplementary coverage

• Architects
• Construction engineers
• Construction supervisors
• Building technology engineers
• Mechanical engineers
• Surveyors
• Other planners
• Planner groups (ARGE)

• Covers investment, operational and product risk
• Employment as a general planner or sole contractor
• Insurance also covers sub-planners and freelance draftsmen working on projects
• Submission of building and construction plans
• Insurance also covers environmental damage
• Coverage for subsequent risks if the business shuts down

• Damage to and defects in buildings and installations
• Pure pecuniary losses
• Benefits are not reduced as a result of gross negligence (except incidents involving the abuse of alcohol, drugs or medications)
• Employment as real estate appraiser, construction consultant or legal expert
• Liability insurance for owners of condominium

• You receive professional support when you submit a claim, from notification through to settlement
• More than 45 claims inspectors are available to support you in person
• Interdisciplinary team of specialists including lawyers, construction engineers, construction supervisors, architects and specialists qualified in building damage

The following professional groups receive a 10% combined discount on their business insurance:

• Lawyers, fiduciaries, consultants 
• Architects, engineers, planners 
• IT technology providers

The discount applies in the following cases:

• When taking out new property and liability insurance
  Your company takes out both new property insurance and new liability insurance at the same time — either business liability or professional liability insurance.
  
  You receive a 10% discount on both insurance policies.
  
  
• When taking out new property or liability insurance
  You already have property insurance with Zurich and now also take out Zurich liability insurance - either business liability or professional liability insurance - or vice versa.
  
  You receive a 10% discount on the newly taken-out insurance policy.

The discount does not apply in the following cases:

• If only two insurance policies from the same product category are taken out, for example two property insurance policies. 
• If the insurance contract to which the discount is to apply is not newly concluded, for example extension, adjustment, replacement, renewal or amendment of an existing contract. 
• If a minimum premium applies to the insurance contract for which the discount is to apply. 
• If you do not belong to one of the professional groups listed above.