Wealth accumulation through investment funds

Plant with blue glove

Pillar 3b: Clever asset accumulation with investment funds

Every journey begins with the first step, and asset accumulation is no exception. With our 3b investment funds, you can invest your money professionally from as little as 1,000 francs and achieve your savings goals faster. For a trip around the world, for example, a vacation home by the sea, or financial security in old age.

Everything you need

We are independent

For each asset class, we search for the most successful fund managers and invest your money in the most promising investment products. That’s because we do not employ our own fund managers, we advise our customers independently of providers and products and avoid conflicts of interest.
Hands

We are fair

We manage more than CHF 42 billion for our clients, who include major Swiss pension funds. As a major investment manager, we benefit from particularly attractive conditions, which we share with you. This further improves the performance of our investment funds.

Person with stars

We are transparent

We manage collective investment schemes and are therefore subject to supervision by the Swiss Financial Market Supervisory Authority. We also report regularly on the performance of our investment funds and keep you informed of important changes.

An investment fund for every investment objective

With the Zurich Invest Fund Account, you invest in attractive investment funds and systematically build up your assets. You can choose between six funds, pay in once (from 1,000 francs) or regularly (from 100 francs), switch from one investment fund to another, and have all or part of your assets paid out free of charge.

Five good reasons for investment funds

Investment professionals

Fund managers manage funds according to the same principles as the assets of institutional clients such as pension funds. They monitor markets, analyze trends, adjust strategy, diversify the portfolio, and buy or sell investments. For our investment funds, we commission only the most successful fund managers and invest in the most promising investment products.

Diversification

A broadly diversified investment fund balances security and return as well as liquidity. With an investment fund, you don't put all your eggs in one basket, such as a single stock, but rather a balanced portfolio that reduces fluctuations in value and maximizes opportunities for returns. In our investment funds, we pay attention to broad diversification and spreading the risk of all investments.

Liquidity

Investment funds are highly liquid: You can get involved, change or get out at any time. With us, you can join from as little as 1,000 francs, pay in 100 francs or more on a regular basis, and switch from one fund to another at any time or withdraw all or part of your assets free of charge.

Security

Fund investors enjoy special investor protection and are better off than other categories of creditors if a fund management company files for bankruptcy. The fund assets are considered special assets and are paid out to the fund investors. This means your money is safe even in the unlikely event of financial distress on the part of the fund company or custodian bank.

Transparency

Investment funds that are accessible to the general public are supervised by the Financial Market Supervisory Authority FINMA and are required by law to report on investments, performance, costs and fees. We regularly keep our fund investors up to date and provide important information on the Internet. For us, transparency is the basis of investor confidence.

Do you have any questions?

FAQ Downloads

Other products

Unit-linked Life Insurance

With Zurich's CapitalFund unit-linked life insurance, you can build up assets for retirement. What's more, you can also insure yourself against the risks of disability or death.

Pig

Zurich Investment Advisory

Money isn’t everything in life, but it does enable us to make many of our dreams come true. We show you how to invest your money to reach your desired goal.

Climber

Investment with certificates: Zurich Invest Certificate

Investing can be fun: With Zurich Invest Certificate you benefit from the price gains of ten successful and sustainable Swiss companies. A clever protection mechanism also provides security.

Security and profits from financial investments? Yes, it is possible.

Security and returns

Invest in an attractive SMI certificate with CapitalCertificate.

Knowledge

Young woman playing with a Border Collie dog in the park

Invest for your future – including in pillar 3a

Good reasons to invest your pillar 3a restricted pension plan in securities.
 Couple dancing in the kitchen

Early retirement – how a dream becomes reality

Are you dreaming about retiring a few years early? You're not alone. But early retirement is costly. Find out if you can afford it and what you need to do to make your dream a reality.
Bank or insurance

Pillar 3a: Bank or insurance?

Are you uncertain whether you should open your pillar 3a with a bank or an insurance company? We have listed the common features and differences for you. Find out which retirement provision solution is the better fit for your requirements.