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No, unless
The insurance covers private luggage or baggage up to the sum insured specified within the policy. It includes all objects, which the insured person has carried with them for personal use throughout the journey or have been handed over to a transportation company for transport to the travel destination.
Insured events and costs: Damage costs to luggage through sudden, unforeseen losses, damage and destruction. Parachutes, paragliders, hang gliders and kite surfing equipment are only insured against theft and loss.
Luggage late delivery: Costs for absolutely essential replacement items (max. 30 percent of the shipping costs for luggage)
Yes, repatriation in the event of serious illness or accident on the part of the insured person to their fixed residence in Switzerland or the Principality of Liechtenstein and/or the respective local hospital is covered.
Furthermore, the costs for the burial and transportation of the body of the insured to their residence in Switzerland or the Principality of Liechtenstein are likewise covered.
The insurance applies to occurrences of loss within Switzerland and the Principality of Liechtenstein, European countries as well as countries bordering the Mediterranean and the island states of the Mediterranean. For transport across the sea the insurance coverage will continue uninterrupted, providing the point of departure and destination are within the region of validity.
However, the insurance does not apply in the following countries: Belarus, Moldavia, the Ukraine, the Russian Federation, Georgia, Armenia, Azerbaijan Kazakhstan, Egypt, Algeria, Lebanon, Libya and Syria.
Occurrences of loss or damage pertaining to rental vehicles are not covered.
from outside Switzerland +41 44 628 98 98