Whether it's new headphones, a second-hand bike or a vacation home for next summer – the choice is huge on the Internet. Private individuals benefit from low prices, convenient delivery and the ability to manage almost everything from home. And if you want to sell something yourself, you can reach potential buyers all over the country.
Unfortunately, criminals are also taking advantage of the opportunities offered by online commerce. They lure you in with "too good to be true" offers, pretend to be real stores or falsify reviews. One wrong click – and money or data is lost.
Providers such as Ricardo point out current phishing attempts on their website. For example, it warns users about fake text messages that they receive as soon as they have sold something. Allegedly, a certain link must be used in order to receive the payment. Access data for payment cards, Twint or bank accounts is to be entered via the link as confirmation. Information that reputable providers would never ask for.
Good to know: With Cyber – Prevention from Zurich, you are informed about the latest fraud scams and can keep track of them.
Warning signals: Be aware of the following
You should be skeptical about these types of offers:
When in doubt: It is better to choose a different store or look for warnings on trustworthy comparison sites such as Trustpilot or the National Cyber Security Centre (NCSC).
If you have provided access data or other private data, try to remain calm. It is important to take the right steps now:
Good protection does not have to be complicated; it has to work. We offer you 3 modules that you can use individually or in combination – depending on how comprehensively you want to protect yourself.
Cyber – Prevention helps you to prevent cyberattacks and to protect yourself against them to the best possible extent.
Benefits:
Zurich Cyber Security App: Combines all important applications in just one app (identity protection, password manager and much more) to protect you from cyberattacks. Can be used on up to 10 devices – including those of family and friends.
Example: Identity protection scans the Darknet for information about you and reports hits with tips on how to proceed to protect yourself.
You can find an overview of all the features in the app here.
This cyber insurance offers protection for all aspects of online shopping – from payment through to delivery.
Benefits:
Example: You book a villa as a vacation apartment. When there, you find out that the offer was fake. The insurance will compensate you for the financial loss.
This cyber insurance protects you against financial consequences if your devices are infected by malware or affected by a hacker attack.
Benefits:
Example: You clicked on a link and didn't realize it was a phishing email. Your computer is now infected by malware and needs to be restored. The costs for this are covered by the insurance.
Official marketplace help pages:
