Contents Insurance

Zurich

The ideal insurance for your possessions

Zurich Contents Insurance gives tenants and owners comprehensive coverage for their worldly possessions. In the event of a loss, Zurich will organize craftspeople on your behalf. Young people under the age of 30 receive generous discounts. You can conveniently calculate your personal premium online.

Calculate your premium now

Insure super theft

In the event of theft on journeys over 50 km as the crow flies from your place of residence (or if you stay away from home overnight at least once), we will pay you double the sum insured and also assume the costs in the event of your luggage being damaged.

Feeling safe at all times

You decide whether you would like to insure the Home Care Service: we assume organization and costs for immediate measures in the event of emergencies at your home or in your vacation home in Switzerland up to CHF 1,000 per event.

Peace of mind when relocating

So that nothing spoils your enjoyment of your new home, we will pay up to CHF 2,000 for damage caused during a move.

BENEFITS AT A GLANCE

Use modules to create your insurance individually
Your free 24-hour service line in the event of a loss in Switzerland is 0800 80 80 80; dial +41 44 628 98 98 from anywhere else in the world
In the event of a loss Zurich will coordinate all craftspeople and other involved parties for you
Replacement of belongings at their new replacement value - after three claim-free years with no deductible (except losses caused by natural hazards)

You decide whether after three claim-free years you would like to benefit from 15% premium reimbursement
Benefit from up to 10% premium discount if you have other insurance at Zurich (motor vehicle, life)

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IN DETAIL

Fire, natural hazards, water or theft: your furniture is always optimally insured. Besides the comprehensive insurance protection, Zurich also ensures straightforward processing in the event of a loss.

At a glance

Basic insurance

Replacement of belongings at their new replacement value (up to the specified sum insured)
Your contents insurance covers loss or damage due to fire (e.g. smoke, lightning, explosion) and natural hazards (e.g. flood, inundation, storm or hail)
Coverage includes loss or damage to household contents as a result of burglary, robbery and simple theft
Coverage also includes burglary from locked motor vehicles (up to CHF 5,000)
Your household contents are also insured against water damage: for example, liquids leaking from pipes and systems, aquariums and water beds

Additional insurances

Theft outside your house or apartment (= simple theft outside the home)
Super theft: the agreed sum insured for super theft will be doubled; luggage coverage is also included
Home Care Service: organizing and paying for immediate action in emergency situations, e.g. emergency locks, emergency glazing, pipe cleaning or guard service
Coverage includes loss or damage caused by breakage of glass in furniture or buildings
Insurance against loyalty card, credit card, bank card and SIM card fraud, including card blocking service
Frozen goods up to CHF 1,000 can also be insured

Exclusively from your insurance advisor

Accident insurance for dogs and cats
Accidental damage to cultivated areas: damage to objects kept outdoors, such as plants, lawns, shrubs or trees, paved and gravel paths, as well as fountains and ponds
Contents accidental damage insurance for damage to your belongings
Insurance against earthquake damage

Attractive terms

No reduction in benefit in case of underinsurance (up to max. 10% of the sum insured or CHF 30,000) with the exception of damage caused by natural hazards
Up to the age of 25, you benefit from a young persons' discount of up to 20% on your household policy
Up to the age of 30, you benefit from a maximum premium discount of up to 10% on your household policy
Take advantage of Zurich's partnership with Securitas Direct, a provider of state-of-the-art alarm systems for your home
Waldis Safes: Zurich's partner for optimum security solutions for valuable items

GCI Household Insurance [PDF, 471 KB]
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Calculate your premium

Create your individual insurance package and receive an immediate personal offer for your premiums. Then conclude your contents insurance conveniently online.

Calculate your premium