Pension planning

Plan your pension and fulfill your dreams

What dreams would you like to fulfill during retirement? It is worth laying the foundations early. This will ensure that your finances enable you to enjoy new freedom when you are older. Did you know? With just CHF 10 per day you can save around CHF 40,000 between the ages of 55 and 65 – providing you with the means to enjoy a world tour or buy a campervan.

Good to know

80% of your final salary

As a rule, pensioners require about 80 percent of their final salary to cover their outgoings. You will receive no more than 60 percent of your final salary from the 1st and 2nd pillars. Private retirement provision helps to cover the remaining income gap.

Retiring early?

Early retirement is costly. Plan for your early retirement in good time. In the pension certificate from your pension fund, you will see how much you will receive at a certain point in time.

Annuity or lump sum

You can withdraw the balance from your pension fund as a lifetime annuity or a lump sum. A combination of both is also possible. Think carefully about this decision, you will not be able to change it afterward.

Plan today, enjoy tomorrow

It is never a bad idea to get to grips with your retirement. Whether you are 50 years old or already in your last year at work: in each phase there are questions to be answered. Our specialists are on hand to advise you.
Pension planning Frequently asked questions Downloads

Plotting your financial future

We adapt our products and services to suit your individual requirements and circumstances. We give you comprehensive advice, to ensure that you can enjoy your retirement to the full.
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Financial and retirement planning

By carrying out comprehensive financial planning, you lay the foundation for a relaxed future, even after retirement.

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Retirement Plan

Do you want to have an additional regular source of income after retirement and to profit from your assets for as long as possible? You can do both with the Zurich Invest Payment Plan.

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Financially secure, for as long as you live

Do you want a secure additional income when you retire? The Zurich retirement pension offers a guaranteed payment thanks to insurance cover: for as long as you live.

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Do you want to be financially independent when you retire? We help you find the appropriate investment solution in line with your risk tolerance.

Tips from our employees


Document manager

My tip: Get advice from the experts about retirement provision so that you can fill any gaps in your coverage.


Head of HR Business Partners

My tip: Start saving early so that you are financially secure after retirement.


Head of Content & Marketing Documents

My tip: Take your partner into consideration when doing your retirement analysis, especially if you have children.

Pension guide: Carefree retirement

Our article guide features useful information about retirement.
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Long life and the retirement pension

We are all likely to enjoy and increasingly longer life – yet our pension systems have not yet been aligned with this. In this article you will find out what you can do to ensure your retirement pension is large enough and you are financially secure throughout your life.
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Design your future with us

Comprehensive financial or retirement planning is the first step on the way to a relaxed retirement.
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Early retirement – how a dream becomes reality

Are you dreaming about retiring a few years early? You're not alone. But early retirement is costly. Find out if you can afford it and what you need to do to make your dream a reality.

Realize your dreams with the right pension when you retire

Leonardo has built up a successful business in “Gelateria Leonardo”. Now he is 56 – and is starting to think about what else he would like out of life.
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"Pension or lump-sum payment?" A question of happiness for Kurt and Franziska

They are currently debating whether to have their retirement assets paid out as a lump sum or whether to draw a pension. We put three suggestions to the test.
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Retirement planning becomes a key issue when you turn 50

Those who wish to enjoy a well-funded retirement should start to take stock of the situation once they turn 50 and carry out a thorough review of their retirement planning.
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Retirement à la carte

Udo Jürgens once sung: "Life begins at 66." When do you want to retire? As early as possible, at the normal time or preferably a bit later?
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Older employees: Clichés vs. Reality

Are older workers expensive and inflexible, and can’t keep up? False. We expose why these notions as mere prejudices.