Pension planning

Pension planning

It will come round eventually: your last day at work. Retirement marks a new stage in your life. It pays off to make the right financial preparations and plan your retirement early. Ensuring that your finances are sufficient for you to enjoy your freedom and master your day-to-day routine — from the day you retire, well into old age.

Good to know

80% of your final salary

As a rule, pensioners require about 80 percent of their final salary to cover their outgoings. You will receive no more than 60 percent of your final salary from the 1st and 2nd pillars. Private retirement provision helps to cover the remaining income gap.

Retiring early?

Early retirement is costly. Plan for your early retirement in good time. In the pension certificate from your pension fund, you will see how much you will receive at a certain point in time.

Annuity or lump sum

You can withdraw the balance from your pension fund as a lifetime annuity or a lump sum. A combination of both is also possible. Think carefully about this decision, you will not be able to change it afterward.

Plan today, enjoy tomorrow

It is never a bad idea to get to grips with your retirement. Whether you are 50 years old or already in your last year at work: in each phase there are questions to be answered. Our specialists are on hand to advise you.
Pension planning Frequently asked questions Downloads

Plotting your financial future

We adapt our products and services to suit your individual requirements and circumstances. We give you comprehensive advice, to ensure that you can enjoy your retirement to the full.
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Financial and retirement planning

By carrying out comprehensive financial planning, you lay the foundation for a relaxed future, even after retirement.

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Retirement Plan

Do you want to have an additional regular source of income after retirement and to profit from your assets for as long as possible? You can do both with the Zurich Invest Payment Plan.

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Financially secure, for as long as you live

Do you want a secure additional income when you retire? The Zurich retirement pension offers a guaranteed payment thanks to insurance cover: for as long as you live.

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Investments

Do you want to be financially independent when you retire? We help you find the appropriate investment solution in line with your risk tolerance.

Tips from our employees

Yasmin

Document manager

My tip: Get advice from the experts about retirement provision so that you can fill any gaps in your coverage.

Nathalie

Head of HR Business Partners

My tip: Start saving early so that you are financially secure after retirement.

Romina

Head of Content & Marketing Documents

My tip: Take your partner into consideration when doing your retirement analysis, especially if you have children.

Pension guide: Carefree retirement

Our article guide features useful information about retirement.
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Design your future with us

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