Provide for the future

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What is better than taking your future into your own hands?

Whether you want to protect your family, increase your assets or enjoy life to the full: The right time to plan for your future is now.

Your future, our retirement provision expertise

No matter where you are: We'll support you where you need us.
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Protect your family properly

Ensure that your family is comprehensively protected – whatever life may bring.

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Increase your assets with our top investments

Saving is good, but clever investment is better: There are enormous differences in returns. Let us advise you.

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Enjoy life to the full

Make provisions today to ensure you can enjoy your life to the full tomorrow – pension planning helps you set the course for your future.

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University education and vocational training

Save for big dreams and protect yourself against financial risks.

Frequently asked questions about retirement provision

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Current studies confirm: knowledge is worth more than gold

Women and retirement provision - more knowledge for equal opportunities

  • Almost 80% of women grade their financial knowledge as mediocre to very poor.
  • 48% of men, but only 32% of women invest their personal savings with a yield orientation.
  • 61% of the full-time employed pay into pillar 3a - among the part-time employed this is only 48% although this would be especially worthwhile for them.

More about the study

Fairplay

  • 57% are not aware that for many people the greater part of their assets is to be found in the pension fund.
  • 50% of employed people regard the contributions to the 2nd pillar as a kind of tax or fee. Why? Because they are deducted directly from the salary. 
  • Only 22% of people ask about this at the job interview: yet occupational retirement provision plays a major role for income in old age.

More about the study

Advice on retirement provision: save smart and protect yourself

What could be better than taking charge of your future now? Our guide features useful information about retirement provisions.
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The 3 pillars concept – an overview

What are the three pillars actually? Who pays how much into them? What actions do I have to take? The three pillars concept can be confusing. In this article you will find an overview of the Swiss pension system.
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Pillars 3a and 3b – an overview

Why is it worth paying into pillar 3a? When should you start saving? And what is the difference between a saving and an insurance solution? The third pillar is an important element in retirement provision. Here, you will find the most important information on this subject.
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Good retirement provision for part-time employment too

Children or career? Today, both are possible – the world has become far more flexible and part-time employment far more widespread.
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denly disabled – what now?

In the case of disability due to illness financial losses of 30 - 40 % of your previous income are nothing unusual. This doesn't have to be the case.

With children, financial security is important. Without them too

Many people carry a lot of responsibility. For themselves and often for their nearest and dearest too. For that reason it is important to be well aware of your own financial situation at every stage in your life and to protect yourself in the right way.
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Life insurance: this is how it works

What exactly is life insurance – and when is it worthwhile? Brief answers to the most important questions.
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Make dreams come true with good retirement provision

No matter how life plays out – a good pension plan adapts while at the same time offering security and returns with a high degree of flexibility.
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Invest for your future – including in pillar 3a

Good reasons to invest your pillar 3a restricted pension plan in securities.
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Those who are clever in making their provisions get more out of life

Do you enjoy life and would like to continue doing so in the future? Here are some tips on how best to save a portion of your wages.
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Marriage or common-law partnerships: Who gets the best deal?

As soon as two people are co-habiting, they are living in a common-law partnership. A couple in a common-law partnership, however, does not enjoy the same protection as a married couple. We explain why.
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Women and retirement provisions: How to get more out of your savings

Women are more likely to have gaps in their retirement provisions than men, which puts them at higher risk of financial hardship in old age, as shown by a new study from the research institute Sotomo.
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Clever retirement provision with green investments

Sustainable retirement provision made easy. With the two new investment vehicles, the "ZIF Green Bond Global" and "Zurich Carbon Neutral World Equity Fund", you not only provide for the future cleverly, but also with a clear conscience.
New study: Serious gaps in knowledge of occupational retirement provision

Fair play Study 2021: Serious gaps in knowledge of occupational retirement provision

People in Switzerland are unaware that their pension fund capital forms part of their own assets. This has far-reaching consequences.
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Long life and the retirement pension

We are all likely to enjoy and increasingly longer life – yet our pension systems have not yet been aligned with this. In this article you will find out what you can do to ensure your retirement pension is large enough and you are financially secure throughout your life.