Pension planning

Plan your pension and fulfill your dreams

What dreams would you like to fulfill during retirement? It is worth laying the foundations early. This will ensure that your finances enable you to enjoy new freedom when you are older. Did you know? With just CHF 10 per day you can save around CHF 40,000 between the ages of 55 and 65 – providing you with the means to enjoy a world tour or buy a campervan.

Good to know

Income gap in old age

According to the "Fairplay" survey, there is a gap between the desired retirement income from the 1st and 2nd pillars and reality: On average, respondents need 76% of their current income, but can only count on around 60%. So, private retirement provision is all the more important.

Planning on retiring early?

Early retirement is costly. Plan for your early retirement in good time. The pension certificate you receive from your pension fund shows exactly how much your pension will be – and how much you would lose if you retire early.

Annuity or lump sum

You can withdraw the balance from your pension fund as a lifetime annuity or a lump sum. A combination of both is also possible. Think carefully about this decision, you will not be able to change it afterward.

Plan today, enjoy tomorrow

Now is the time to take a look at your retirement. Whether you are 50 years old or already in your last year at work: in each phase there are questions to be answered. Our specialists are on hand to advise you.

Plotting your financial future

We adapt our products and services to suit your individual requirements and circumstances. We give you comprehensive advice, to ensure that you can enjoy your retirement to the full.
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Financial and retirement planning

By carrying out comprehensive financial planning, you lay the foundation for a relaxed future, even after retirement.

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Retirement Plan

Do you want to have an additional regular source of income after retirement and to profit from your assets for as long as possible? You can do both with the Zurich Invest Payment Plan.

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Financially secure, for as long as you live

Do you want a secure additional income when you retire? The Zurich retirement pension offers a guaranteed payment thanks to insurance cover: for as long as you live.

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Do you want to be financially independent when you retire? We help you find the appropriate investment solution in line with your risk tolerance.

Pension guide: Carefree retirement

Our article guide features useful information about retirement.
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OASI reform: The primary changes

The OASI reform applies from January 1, 2024 – and it affects everyone. These are the most important changes and how they will affect you.
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Early retirement – how a dream becomes reality

Are you dreaming about retiring a few years early? You're not alone. But early retirement is costly. Find out if you can afford it and what you need to do to make your dream a reality.
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The 3 pillars concept – an overview

What are the three pillars actually? Who pays how much into them? What actions do I have to take? The three pillars concept can be confusing. In this article you will find an overview of the Swiss pension system.
Three generations of one family

New inheritance law since January 1, 2023

Swiss law regulates the distribution of assets of a deceased person. With a last will and testament or an inheritance contract, you can distribute at least a part of your estate according to your wishes. Since January 1, 2023, the portion which may be distributed freely has become larger. Find out everything you need to know.
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Long life and the retirement pension

We are all likely to enjoy and increasingly longer life – yet our pension systems have not yet been aligned with this. In this article you will find out what you can do to ensure your retirement pension is large enough and you are financially secure throughout your life.