Free pension advice

Woman and man with dog in pension consultation

Free pension advice

Our advisors will answer your retirement provision questions in a personal meeting. At the end of the meeting, you will be aware of your retirement provision situation and know how to close any gaps.

Your benefits

After receiving some free pension advice from Zurich, you will be able to take your retirement provision into your own hands.

Assess the risks

You can assess the financial consequences in the event of death or disability. You will be aware of the options available to protect yourself against such things.

Identify any gaps

You will know your individual retirement provision situation and any potential gaps. You will know which levers you need to pull.

Accumulate wealth

You will understand how to invest your money optimally: For a bigger dream or to build up capital for old age.

The right time

Checking your provision plans can help in all situations. This is particularly valuable when your personal and professional situation changes. For example:

  • You marry
  • You start a family
  • You buy a house or a apartment
  • You change your job
  • May take a sabbatical

How pension advice works


The one-hour appointment runs as follows:

1

Our advisors will ask you a few questions to help them better understand your current situation and your wishes and goals.

2

Thanks to digital support, our advisors can use the information you provide to create some clear diagrams and charts. These show you your current retirement provision situation and any gaps. 

3

Our advisors will show you how to close these gaps and answer your questions.

Frequently asked questions

FAQ Download

Retirement provision guide


Would you like to learn more about pensions and retirement provision? In our guide you will find relevant information on this topic and learn how you can prepare cleverly.
family hiking

The 3 pillars concept – an overview

What are the three pillars actually? Who pays how much into them? What actions do I have to take? The three pillars concept can be confusing. In this article you will find an overview of the Swiss pension system.
Sitting man

Life insurance: this is how it works

What exactly is life insurance – and when is it worthwhile? Brief answers to the most important questions.
2 boys playing Jenga

Pillars 3a and 3b – an overview

Why is it worth paying into pillar 3a? When should you start saving? And what is the difference between a saving and an insurance solution? The third pillar is an important element in retirement provision. Here, you will find the most important information on this subject.
Happy family at the beach

5 reasons for choosing term life insurance

Death changes everything in one stroke – suddenly a father, sister or husband is gone. The emotional pain is difficult enough. Why compound it with financial worries?
Frau und Mann mit Wolldecke

Marriage or common-law partnerships: Who gets the best deal?

As soon as two people are co-habiting, they are living in a common-law partnership. A couple in a common-law partnership, however, does not enjoy the same protection as a married couple. We explain why.
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denly disabled – what now?

In the case of disability due to illness financial losses of 30 - 40 % of your previous income are nothing unusual. This doesn't have to be the case.
Woman and man

Women and retirement provisions: How to get more out of your savings

Women are more likely to have gaps in their retirement provisions than men, which puts them at higher risk of financial hardship in old age, as shown by a new study from the research institute Sotomo.
Young woman playing with a Border Collie dog in the park

Invest for your future – including in pillar 3a

Good reasons to invest your pillar 3a restricted pension plan in securities.

With children, financial security is important. Without them too

Many people carry a lot of responsibility. For themselves and often for their nearest and dearest too. For that reason it is important to be well aware of your own financial situation at every stage in your life and to protect yourself in the right way.
Man at desk

Thinking about tomorrow today

One of the biggest decisions we face is: "While enjoying my life today, how can I prepare financially for later on in life?"
Two women look at a document

Good retirement provision for part-time employment too

Children or career? Today, both are possible – the world has become far more flexible and part-time employment far more widespread.

Provision for the future, yes - but how?


We offer a wide range of products for retirement provision. If you have any questions, we will be happy to advise you.
Man and women

Intelligent Pension Planning

Financial protection for yourself and your family in the event of death or disability.

Unit-linked Retirement Savings Account

Make provisions and save taxes: The unit-linked Zurich Retirement Savings Account 3a lets you invest while enjoying tax relief.

Unit-linked life insurance CapitalFund

Accumulate wealth, make provisions for retirement and save on taxes – CapitalFund unit-linked life insurance makes it possible.

Climber

Investment with certificates & insurance cover: Capital Certificate

Investing can be fun: With CapitalCertificate you benefit from the price gains of ten successful and sustainable Swiss companies.

Climber

Investment with certificates: Zurich Invest Certificate

Investing can be fun: With Zurich Invest Certificate you benefit from the price gains of ten successful and sustainable Swiss companies. A clever protection mechanism also provides security.

Plant with blue glove

Wealth accumulation with investment funds

Accumulate wealth in a structured way by investing in a variety of individual equities through a single fund.