E-Mobility
E-Mobility Protect – for added security
E-Mobility Protect, the new supplementary coverage for car insurance, offers you and your electric or plug-in vehicle optimal protection.
- BATTERY PLUS: Fully charged insurance coverage – operating errors, lightening strikes and deep discharge all optimally insured.
- Charging station and accessories protection: The all-round protection for your charging infrastructure at home, in your vacation apartment and when out and about.
- Charging card and app protection: Safeguarded against financial loss.
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Select the complete package or individual coverage options
The insurance covers damage to the high-voltage battery, theft of and damage to the charging infrastructure at home or in your holiday apartment, as well as the loss of charging cards and the unauthorized use of charging cards and charging apps.
Optional: Battery PLUS
The insurance covers damage to the high-voltage battery (HV battery) caused by operating errors, overvoltage, overcurrent, deep discharge or charger malfunction. Insurance coverage applies if the HV battery suffers an exceptional capacity loss of more than 50% in the first three years of operation. Zurich covers the costs for repairing or replacing a HV battery. The maximum compensation is limited to the vehicle's replacement value. In addition, disposal costs which occur in connection with a damage are also covered up to CHF 2,000.
Optional: Charging station and accessories protection
The insurance covers theft of and damage to charging stations (e.g. wallbox) and charging accessories (e.g. mobile charging stations and devices, charging cables as well as bags and adapters). The insurance covers damages caused by overvoltage, short circuit, operating errors and malfunctions, impact, overturning, vandalism, fire, lightning, flood, etc. Zurich pays the costs of repair or replacement for an equivalent item up to the agreed sum insured. For charging stations from the from fifth year of operation, the compensation is reduced according to the operating duration.
Optional: Charging card and app protection
In the event of loss of the charging card or damage caused by the unauthorized use of the charging card or recharge app by third parties, Zurich covers the costs up to the sum insured specified in the policy. Blocking and replacement fees are also insured. Your family members' charging cards and charging apps are also insured.
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