Disability insurance

Physiotherapy

Disability Insurance

With Zurich EmploymentRisk, you secure your income in the event that you become unfit for work due to illness or an accident. 

Everything you need

More than 80 percent of cases are due to illness

Illnesses are the most common cause of disability. Unfortunately, most people are not sufficiently protected against the financial consequences of a disability resulting from illness. This is because the benefits provided by the 1st and 2nd pillars are often insufficient in the event of a prolonged or permanent loss of income.

Pension secured until retirement

Daily sickness benefits insurance pays out daily sickness benefits for a maximum of 730 days. With Zurich's disability insurance, however, your income is secure right through to your regular retirement.

Team

For young and old

Disability insurance is worthwhile for anyone and everyone, be they old or young, employed or self-employed, working in an office or in the great outdoors. After all, it's not just physical ailments that lead to disability, but mental illnesses too.

Important for all

Unfortunately, an illness or an accident can affect anyone and everyone. It is therefore important to protect yourself from the financial consequences of a disability.
Family

Families

Be it paid work or looking after the kids: Mothers and fathers run the risk of being out of action for prolonged periods – both at home and at work – in the event of an illness or accident. That's why both parties should take out good insurance.

Unmarried couple

(Un)married couples

Are you married or cohabiting? Do you have your own home with a mortgage? Does one of you work part-time or not at all? These factors influence your pension situation as well as how much money you need.

Company founder

Freelancers or company owners

Freelancers or company owners generally don't belong to a pension fund. That means that you don't get any pension from the 2nd pillar in the event of a disability. Make sure you're covered in case something happens to you.

Do you have any questions?

FAQ Services in detail Downloads

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Protection for your child

Accident insurance for children offers security for parents, grandparents and guardians. You receive financial support after a serious accident.

A father and son laughing together.

Optimum protection

Accident insurance, as an add-on to your mandatory insurance, gives you optimum protection at home and in your leisure time.

Knowledge

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denly disabled – what now?

In the case of disability due to illness financial losses of 30 - 40 % of your previous income are nothing unusual. This doesn't have to be the case.
Mother playing with her child

Zurich is committed to helping people with brain injuries

FRAGILE Suisse helps people with brain injuries get back to everyday life – and this important work is supported by Zurich.
Woman, man and piggy bank

Make your retirement provision a priority!

The money from the 2nd pillar, the pension fund, is often the largest component of your income in old age. To ensure good protection, each and every one of us should know as precisely as possible how much money will flow from which pillar. This enables us to plan for the future and close any gaps.
Two women look at a document

Good retirement provision for part-time employment too

Children or career? Today, both are possible – the world has become far more flexible and part-time employment far more widespread.
Marriage or common-law partnerships

Marriage or common-law partnerships: Who gets the best deal?

As soon as two people are co-habiting, they are living in a common-law partnership. A couple in a common-law partnership, however, does not enjoy the same protection as a married couple. We explain why.