Booking a trip is associated with anticipation – but also with uncertainty. What if something comes up shortly before departure? Illness, an accident in the family or an unforeseeable event at home – there are various reasons why a trip may have to be canceled at short notice. If you book a trip, you don't want to be stuck with the cancellation costs in an emergency.
This is where travel cancellation insurance comes in – also known as cancellation cost insurance: It covers the costs if you have to cancel your trip for an insured reason.
--> CARD: Worldwide protection:
Find out more about the various travel insurance packages and practical case studies in our guide: Protection worldwide with Zurich Relax Assistance travel insurance.
Find out more about the various travel insurance packages and practical case studies in our guide: Protection worldwide with Zurich Relax Assistance travel insurance.
Cancellation insurance protects you if you are unable to travel for an insured, unforeseeable reason. Such reasons include:
Other important reasons are also covered. Please refer to the insurance conditions for the exact scope of cover. Certain other cancellation types are not covered, for example because you simply no longer wish to travel or you have fallen out with a fellow traveler.
Cancellation insurance is worthwhile for anyone who wants to book their trip with peace of mind – even if not everything can be planned. It provides security when planning a trip, where anticipation and uncertainty are closely intertwined.
It is particularly sensible if
After all, if something comes up, it's reassuring not to have to worry about the financial consequences.
With Zurich Relax Assistance you are not only insured, but also well supported. Travel cancellation insurance offers the following benefits, among others:
| Benefit |
What this means for you |
| Year-round protection | You are insured for all trips throughout the year – without having to report each trip individually. |
| High sums insured | Up to CHF 30,000 per person, max. CHF 120,000 per contract – big trips are also covered. The deductible is CHF 200 per event. |
| Worldwide protection |
No matter where you travel – your cover travels with you. |
| Coinsured persons | The policyholder and all persons living with the policyholder in the same household can be insured. |
| Personal advice |
Whether online, by phone or on site – we take the time to answer your questions. |
| Individual insurance packages |
Choose from various insurance packages: Cancellation costs only or in combination with other cover, such as travel insurance or roadside assistance. |
Whether you travel once a year or more often: The right form of insurance depends on how flexibly and comprehensively you want to be protected.
| Single-trip insurance | Annual insurance (with Zurich) | |
| Validity | For a single trip | For all trips during the period of insurance |
| Work involved | Must be taken out afresh for each trip | Once taken out, you are protected and don't have to think about it every time you book. |
| Ideal for | Infrequent travelers who may be prepared to accept certain restrictions in their insurance coverage | People who travel several times a year and do not want to worry about insurance coverage each time |
The premium depends on the selected insurance coverage, number of insured persons, desired additional benefits and other factors. We would be happy to provide you with a non-binding quote – request a consultation now.
You can take out your insurance coverage very easily – in the way that suits you best:
Our experts will guide you step by step through the process of taking out a policy and answer all your questions. So you can quickly and easily find the right cover for your trip.
With Zurich, you benefit from annual insurance: You are insured throughout the year for all your trips. This is particularly practical for frequent travelers and saves time and effort compared to one-off insurance policies. As a rule, an annual policy is priced more favorably than if you were to take out insurance for each trip individually.
Depending on your family situation, travel cancellation insurance can be arranged so that not only you, but also your partner, children and other people living in the same household are automatically insured.
Minor children of the insured persons are also covered by the insurance for trips taken together, even if they do not live in the same household.
Yes – you can take out cancellation insurance directly when or shortly after booking your trip. The cover is valid from the selected contract start date, i.e. usually immediately. The only important thing is that no insured reason for cancellation has occurred or is foreseeable at the time the insurance is taken out.
If you have to cancel a trip, it is important to act quickly. Inform your tour operator and contact us as soon as possible:
We will check your claim and take care of cost reimbursement.
