PaymentPlan with funds


Payment plan

Make the most of your retirement capital – with the Zurich Invest Payment plan, you decide how your assets are invested and how they are paid out. 

Zurich Invest PaymentPlan: Three good reasons

With the Zurich Invest PaymentPlan, you can put together your own individual retirement provision solution – for your financial freedom during retirement. You remain flexible at all times.


You decide how much you want to invest – and over what period the amount should be paid out. You also decide whether the payments should start immediately or later on. And you choose the investment strategy that suits you.


With the Zurich Invest PaymentPlan you remain flexible at all times. You can arrange your regular annuity payments yourself to ensure you have a carefree retirement: If your needs change, you can adjust the regular payment amounts, pause payments or withdraw unplanned payments. 


Your assets are invested with Zurich Invest Asset Management, where they are professionally invested: You invest in the same funds as institutional investors, for example pension funds. Because of this, you benefit from particularly favorable conditions and broad diversification.

Here's how the Zurich PaymentPlan works

Depending on your needs, you define:

1. The total investment amount
2. The investment strategy "Security," "Balanced" or "Growth"
3. The amount that you wish to receive as replacement income and the payment period
4. The date of the first payment

Did you know? In agreement with your financial consultant, you can pay in additional amounts and change the investment strategy or the amount and duration of the payments.

Choose your investment strategy

Which of the following investment strategies best suits your needs?

Security investment strategy

For cautious investors or a short investment term:

  • You invest in the "ZIAM Income" investment plan.
  • Your assets will be switched to "ZIAM Conservative" five years before expiry.



Balanced investment strategy

If you want more and can invest for at least 11 years:

  • You invest in the "ZIAM Balanced" investment plan.
  • Your money will be switched to "ZIAM Income" 10 years before expiry.
  • Your money will be switched to "ZIAM Conservative" five years before expiry.

Growth investment strategy

If returns are important to you and you can invest for at least 15 years:

  • You invest in the "ZIAM Growth" investment plan.
  • Your money will be switched to "ZIAM Balanced" 10 years before expiry.
  • Your money will be switched to "ZIAM Income" five years before expiry.

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