Unit-linked Life Insurance and Savings

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Unit-linked Life Insurance

Do you want to invest your assets in pillar 3 and be able to maintain your standard of living when you retire? Then the unit-linked life insurance Zurich CapitalFund is the right choice for you. At the same time, you can provide yourself and/or your family with financial security in the event of disability or death.

Benefits at a glance

  • CapitalFund investment plans let you secure your retirement income and achieve your ongoing savings goals
  • Financial security for you and your family in the event of disability or death
  • You design your personal, flexible, unit-linked life insurance using our many options to suit your needs and capabilities
  • Attractive tax advantages thanks to investment funds in pillar 3
  • Interesting potential returns with various investment plans

More details

The unit-linked life insurance Zurich CapitalFund allows you to invest your assets in pillar 3, benefit from tax advantages and simultaneously protect both yourself and your family. You design your own life insurance using our many options to meet your current and future needs.

Good to know

  • Your choice of restricted (pillar 3a) or unrestricted pension provisions (pillar 3b) defines the term, maximum premiums and designated beneficiary for your unit-linked life insurance
  • Both types of retirement savings help you save tax
  • Flexible choice of lump-sum death benefit
  • Pillar 3a: you can interrupt your premium payments for a maximum of three years

Flexibility in every phase of life

  • With this unit-linked life insurance, you can adjust the risk cover every three years, or in the event of special circumstances such as marriage or purchasing property, without having to undergo another health check
  • You can temporarily stop premium payments for pillar 3a
  • Funds-based savings can also provide insurance in the event of disability
  • Capital can be withdrawn in the form of payments, installments, transfers to a bank account with preferential interest, or transfers of fund units to a custodian account 

Winning funds concept

  • Choice of ten investment plans with equity exposure from 0% to 100%.
  • All investment plans are selected according to strict social and environmental criteria (ESG)

Our advisory service

Accumulate wealth, make provisions and save taxes. We would be glad to advise you.
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Optimum protection

Accident insurance, as an add-on to your mandatory insurance, gives you optimum protection at home and in your leisure time.

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No short falls given loss of income

Maintain your standard of living even after an illness or accident. Protect your income in the event that you become disabled. Zurich EmploymentRisk is just the right solution for this. 

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Play it safe with your property

Contents insurance gives tenants and owners comprehensive coverage for their worldly possessions.

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Family protection

People with families have special responsibilities. Zurich LifeRisk life insurance protects your family members from financial hardship in case of death.

Knowledge

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Life insurance: this is how it works

What exactly is life insurance – and when is it worthwhile? Brief answers to the most important questions.
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Make dreams come true with good retirement provision

No matter how life plays out – a good pension plan adapts while at the same time offering security and returns with a high degree of flexibility.
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5 reasons for choosing term life insurance

Death changes everything in one stroke – suddenly a father, sister or husband is gone. The emotional pain is difficult enough. Why compound it with financial worries?
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Marriage or common-law partnerships: Who gets the best deal?

As soon as two people are co-habiting, they are living in a common-law partnership. A couple in a common-law partnership, however, does not enjoy the same protection as a married couple. We explain why.
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Good retirement provision for part-time employment too

Children or career? Today, both are possible – the world has become far more flexible and part-time employment far more widespread.
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Comprehensive retirement provision with Zurich and Vita

Together, Zurich and Vita cover your private and occupational retirement provision needs.

With children, financial security is important. Without them too

Many people carry a lot of responsibility. For themselves and often for their nearest and dearest too. For that reason it is important to be well aware of your own financial situation at every stage in your life and to protect yourself in the right way.