Savings insurance 3a/3b

Saving for the future with security

Security, sustainability and returns

With the Premium Life life insurance, 95% of your savings premiums are invested in the guaranteed assets. At the same time, you have attractive potential returns - thanks to the climate-neutral Zurich Carbon Neutral World Equity Fund.

Protect your loved ones

No one is immune to strokes of fate. Protect yourself from the financial consequences and safeguard your family while doing so.

Stay flexible

Do you already have some firm plans for the future - or do you like to stay spontaneous? Either way: Premium Life savings insurance can be adapted flexibly to suit your life.

The Premium Life savings insurance is suitable for you if...

You have big plans, for example, to buy your own home or retire early.

You want to invest your money safely, with a "sustainable" share, and with a focus on returns

You wish to protect your loved ones and yourself financially, for example, in the event of death.

Your insurance should be flexible to allow you to adapt it if your circumstances change

You want your money to be invested by professionals

You want to save on taxes within the framework of pillar 3a

FAQ Services Downloads

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Knowledge

Sitting man

Life insurance: this is how it works

What exactly is life insurance – and when is it worthwhile? Brief answers to the most important questions.
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The 3 pillars concept – an overview

What are the three pillars actually? Who pays how much into them? What actions do I have to take? The three pillars concept can be confusing. In this article you will find an overview of the Swiss pension system.
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Make dreams come true with good retirement provision

No matter how life plays out – a good pension plan adapts while at the same time offering security and returns with a high degree of flexibility.
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Pillars 3a and 3b – an overview

Why is it worth paying into pillar 3a? When should you start saving? And what is the difference between a saving and an insurance solution? The third pillar is an important element in retirement provision. Here, you will find the most important information on this subject.
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Thinking about tomorrow today

One of the biggest decisions we face is: "While enjoying my life today, how can I prepare financially for later on in life?"
Woman in office

Those who are clever in making their provisions get more out of life

Do you enjoy life and would like to continue doing so in the future? Here are some tips on how best to save a portion of your wages.

With children, financial security is important. Without them too

Many people carry a lot of responsibility. For themselves and often for their nearest and dearest too. For that reason it is important to be well aware of your own financial situation at every stage in your life and to protect yourself in the right way.
reves

Realize your dreams with the right pension when you retire

Leonardo has built up a successful business in “Gelateria Leonardo”. Now he is 56 – and is starting to think about what else he would like out of life.
Frau und Mann mit Wolldecke

Marriage or common-law partnerships: Who gets the best deal?

As soon as two people are co-habiting, they are living in a common-law partnership. A couple in a common-law partnership, however, does not enjoy the same protection as a married couple. We explain why.
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Practical tips for your retirement provision

Robust retirement provision will benefit you now and in the future. We show you how you can best leverage all three pillars. The sooner you start saving for your retirement, the more you will get out later!
The chess game of choosing between 3a/3b

Comparison of pillars 3a and 3b

The 3rd pillar is divided into pillar 3a and pillar 3b. In this article, you will find out about the important features of the two pillars, how they differ and which one you should invest in first. You will also find answers to the most frequently asked questions on the subject.