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Sensibly protect your employees from day 1

Your start-up is small but select. An employee's absence from work will have a particularly serious impact on you. It is therefore all the more important that you provide your company and your employees with the best possible protection against the financial consequences of illness and accidental breakdowns.

That's why startup-entrepreneurs entrust us with their business

As an entrepreneur, you would rather focus on customer acquisition and landing orders than on insurance. That's why 1,000 start-ups turn to the expertise of Zurich advisers every year. Your adviser is your personal contact for your company’s risk management, whose job is to free you up to concentrate on running your business. We look forward to meeting with you!

What you can expect from us:

  • We help keep your costs low
  • We provide tailored support as your personal contact
  • We are there for you when you need support, 24/7

I just started

Get started by addressing the most important issues:

  • If you have employees, you are required by law to have accident insurance covering your employees and to make employer retirement plan contributions. This still applies if you are the sole employee of your GmbH or AG corporation.
  • Are you starting your own business as a self-employed independent contractor? No problem! We offer accident insurance specially designed for the self-employed. More information can be found here.
  • In case of illness and maternity leave, employees continue to receive their salary for a certain amount of time, despite not being at work, under the law. While optional, Zurich illness income replacement insurance is highly recommended, as it insures your business against financial losses resulting from this statutory obligation to continue salary payments.
  • Have you caused water damage by drilling into a water line? Or perhaps a control unit you just installed caused a smoldering fire at a customer’s facility? Protect your company under business liability insurance against the financial consequences of mistakes and mishaps. This insurance is only legally required in exceptional cases, but it protects you and your business against claims which often are several times the amount of the insurance premium.

    Do you have additional questions?
    We are in your area, and invite you to stop by our offices!

Mandatory insurances for startup's

Important insurances for startup's